Since 1992, Enterprise Dallas has administered the City of Dallas First-Time Homebuyer Program with funding from the U.S. Department of Housing and Urban Development (HUD).  To date, Enterprise, as an agent for the City of Dallas, has closed and funded more than 6,950 loans.

The Mortgage Assistance Program (MAP) assists first-time homebuyers with a total household income of less than 80 percent of Dallas area median income to purchase a home.  The maximum loan amount for the house may not exceed FHA 203B limits.  The house must pass an inspection to insure it meets HUD's Minimum Housing Standards (MHS).

Citywide Homebuyer Assistance

The Mortgage Assistance Program (MAP) is designed to provide down payment and closing cost assistance to first-time homebuyers within the city limits of Dallas.  These buyers must owner-occupy the property.

Community Housing Development Organization (CHDO) Homebuyer Assistance

Community Housing Development Organizations (CHDOs) are non-profit organizations who meet federal and local criteria to become certified with the City of Dallas for special development subsidies.  CHDOs are provided development subsidies which lower the cost of building a home, and in turn, reduce the sales price of a given home to an eligible buyer.

Under this assistance, MAP will provide down payment and closing cost assistance to homebuyers within the city limits of Dallas.  These buyers are not required to be first-time homebuyers, but must owner-occupy the property.

Foreclosure Program Support Homebuyer Assistance

This program provides homeownership opportunities to homebuyers through the provision of financial assistance in purchasing a foreclosed home under the Neighborhood Stabilization Program (NSP) and EHOP Dallas, Inc.

Under this assistance, MAP will provide down payment and closing cost assistance to homebuyers within the city limits of Dallas.  These buyers are not required to be first-time homebuyers, but must owner-occupy the property.